:root{--navy:#0B1F3A;--navy2:#132D52;--or:#F26B1D;--or2:#D9550C;--bg:#F4F6F9;--ln:#E2E7EF;--tx:#16213A;--mut:#5E6B80;--r:12px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.55 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--tx);background:var(--bg)}
a{color:var(--or2)}h1,h2,h3{line-height:1.2;letter-spacing:-.01em;margin:0 0 .5em}
.wrap{max-width:1160px;margin:0 auto;padding:0 18px}.sr{position:absolute;left:-9999px}.mut{color:var(--mut)}.small{font-size:.86rem}
.top{background:var(--navy);position:sticky;top:0;z-index:20;box-shadow:0 2px 12px rgba(0,0,0,.2)}
.hb{display:flex;align-items:center;gap:20px;height:64px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-size:1.12rem;font-weight:600;letter-spacing:-.01em}.logo b{color:var(--or);font-weight:800}
.mn{display:none;gap:4px;margin-left:auto}.mn a{color:#C9D3E3;text-decoration:none;font-size:.9rem;font-weight:500;padding:8px 10px;border-radius:8px}.mn a:hover{color:#fff;background:var(--navy2)}
.hcta{margin-left:auto;display:flex;align-items:center;gap:6px;background:var(--or);color:#fff;text-decoration:none;font-weight:700;padding:9px 14px;border-radius:999px;font-size:.9rem}
@media(min-width:1080px){.mn{display:flex}.hcta{margin-left:8px}}
.hero{background:linear-gradient(160deg,var(--navy) 0%,#163A6B 100%);color:#fff;padding:44px 0 56px}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:#FFB48A;margin-bottom:14px}
.hero h1{font-size:clamp(2rem,6vw,3.3rem);font-weight:800}.hero h1 em{font-style:normal;color:var(--or)}
.lead{font-size:1.1rem;color:#C9D3E3;max-width:620px;margin:0 0 26px}
.sb{display:grid;gap:10px;background:#fff;padding:10px;border-radius:16px;box-shadow:0 12px 40px rgba(0,0,0,.25);max-width:900px}
.si{display:flex;align-items:center;gap:8px;padding:0 12px;color:var(--mut);border:1px solid var(--ln);border-radius:10px}
.sb input,.sb select{font:inherit;border:0;height:50px;width:100%;color:var(--tx);background:transparent;outline:0}
.sb select{border:1px solid var(--ln);border-radius:10px;padding:0 12px;background:#fff}
@media(min-width:760px){.sb{grid-template-columns:2fr 1fr 1fr}}
.emg{background:#FFF4EC;border-bottom:1px solid #F8D8C2;padding:30px 0}
.eh{display:flex;gap:14px;align-items:flex-start;margin-bottom:18px}.ei{flex:none;width:46px;height:46px;border-radius:12px;background:var(--or);color:#fff;display:grid;place-items:center}
.eh h2{margin:0 0 4px;font-size:1.45rem}.eh p{margin:0;color:#6A4A35}
.er{display:grid;gap:10px}@media(min-width:760px){.er{grid-template-columns:1fr 1fr}}@media(min-width:1080px){.er{grid-template-columns:1fr 1fr 1fr}}
.eb{display:flex;justify-content:space-between;align-items:center;gap:10px;background:#fff;border:1px solid #F3CDB3;border-radius:var(--r);padding:12px 14px;text-decoration:none;color:var(--tx);min-height:64px}
.eb:hover{border-color:var(--or)}.eb b{display:block;font-size:.97rem}.eb small{color:var(--mut)}
.ep{flex:none;display:flex;align-items:center;gap:6px;background:var(--or);color:#fff;font-weight:700;padding:9px 12px;border-radius:10px;font-size:.88rem;white-space:nowrap}
.sh{font-size:1.5rem;margin:40px 0 16px}
.tiles{display:grid;grid-template-columns:1fr 1fr;gap:12px}@media(min-width:900px){.tiles{grid-template-columns:repeat(6,1fr)}}
.tile{background:#fff;border:1px solid var(--ln);border-radius:var(--r);padding:16px;text-decoration:none;color:var(--tx);display:flex;flex-direction:column;gap:4px;transition:.15s}
.tile:hover{border-color:var(--or);transform:translateY(-2px);box-shadow:0 8px 20px rgba(11,31,58,.08)}
.ti{width:44px;height:44px;border-radius:10px;background:#EEF2F8;color:var(--navy);display:grid;place-items:center;margin-bottom:6px}.tile b{font-size:.98rem}.tile span:last-child{font-size:.84rem;color:var(--mut)}
.lh{display:flex;align-items:baseline;justify-content:space-between}
.list{display:grid;gap:14px;padding-bottom:10px}@media(min-width:760px){.list{grid-template-columns:1fr 1fr}}@media(min-width:1080px){.list{grid-template-columns:1fr 1fr 1fr}}
section.list{padding-top:28px}
.card{background:#fff;border:1px solid var(--ln);border-radius:var(--r);padding:18px;display:flex;flex-direction:column;box-shadow:0 1px 2px rgba(11,31,58,.04)}
.ch{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}
.cat{display:inline-flex;align-items:center;gap:6px;font-size:.76rem;font-weight:600;text-transform:uppercase;letter-spacing:.05em;color:var(--navy2)}
.badge{font-size:.72rem;font-weight:800;padding:3px 8px;border-radius:999px}.b24{background:#E7F6EC;color:#11753A;border:1px solid #BFE6CC}
.card h3{font-size:1.12rem;margin:0 0 4px}.rt{display:inline-flex;align-items:center;gap:4px;font-size:.9rem;margin-bottom:6px}
.meta{list-style:none;padding:0;margin:6px 0;display:grid;gap:5px;font-size:.9rem;color:var(--mut)}.meta li{display:flex;gap:7px;align-items:flex-start}.meta svg{flex:none;margin-top:3px}.meta a{color:inherit;text-decoration:none}.meta a:hover{text-decoration:underline}
.svc{font-size:.88rem;color:#3B475C;margin:6px 0 12px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.act{margin-top:auto;display:flex;gap:8px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:700;border-radius:10px;padding:12px 16px;text-decoration:none;min-height:48px;border:0;cursor:pointer;font-size:.95rem}
.call{background:var(--or);color:#fff;flex:1}.call:hover{background:var(--or2)}.ghost{background:#EEF2F8;color:var(--navy)}.dis{background:#F1F3F6;color:var(--mut);flex:1;font-weight:500}.big{width:100%;font-size:1.05rem}
.none{text-align:center;color:var(--mut);padding:30px}
.gg{display:grid;gap:12px}@media(min-width:900px){.gg{grid-template-columns:repeat(3,1fr)}}
.g{background:var(--navy);color:#fff;border-radius:var(--r);padding:22px;text-decoration:none;display:flex;flex-direction:column;gap:8px}.g:hover{background:var(--navy2)}.g b{font-size:1.08rem;line-height:1.3}.g span{color:#B7C3D6;font-size:.9rem}
.cols{columns:1;padding:0;list-style:none;margin:0 0 30px;font-size:.92rem}.cols li{padding:5px 0;break-inside:avoid}.cols a{color:var(--navy2)}@media(min-width:760px){.cols{columns:3}}
.ph{background:var(--navy);color:#fff;padding:26px 0 30px}.ph h1{font-size:clamp(1.7rem,4.5vw,2.5rem);font-weight:800}.ph p{color:#C9D3E3;margin:0;max-width:680px}.ph p a{color:#FFB48A}
.bc{font-size:.84rem;color:#9FB0C8;margin-bottom:12px}.bc a{color:#C9D3E3;text-decoration:none}.bc span{margin:0 4px;opacity:.5}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}.chip{background:rgba(255,255,255,.1);color:#fff;border:1px solid rgba(255,255,255,.2);padding:7px 12px;border-radius:999px;text-decoration:none;font-size:.88rem;font-weight:500}.chip span{opacity:.7;margin-left:3px}
.rel .chip{background:#fff;color:var(--navy);border-color:var(--ln)}.rel{padding-bottom:30px}.rel h2{font-size:1.2rem;margin-top:30px}
.prose{max-width:760px;background:#fff;border:1px solid var(--ln);border-radius:var(--r);padding:28px 22px;margin-top:-14px;margin-bottom:40px}
.prose h2{font-size:1.3rem;margin-top:1.6em}.prose li{margin:.35em 0}.lede{font-size:1.1rem;color:#3B475C}
.formw{padding:28px 18px 50px}.frm{max-width:680px;background:#fff;border:1px solid var(--ln);border-radius:var(--r);padding:24px;display:grid;gap:14px}
.frm label{display:grid;gap:5px;font-weight:600;font-size:.9rem}.frm input,.frm select,.frm textarea{font:inherit;font-weight:400;border:1px solid #CBD3DF;border-radius:10px;padding:12px;width:100%}
.frm input:focus,.frm select:focus,.frm textarea:focus{outline:2px solid var(--or);border-color:transparent}.two{display:grid;gap:14px}@media(min-width:640px){.two{grid-template-columns:1fr 1fr}}
.rg{display:grid;gap:14px;padding:28px 18px 40px}@media(min-width:760px){.rg{grid-template-columns:1fr 1fr}}.rc{background:#fff;border:1px solid var(--ln);border-radius:var(--r);padding:22px}.rc h2{font-size:1.2rem}.rc p{margin:0;color:#3B475C}.disc{grid-column:1/-1}
.ad-slot[hidden],.aff[hidden]{display:none!important}
.ft{background:var(--navy);color:#B7C3D6;margin-top:30px;font-size:.92rem}.fg{display:grid;gap:26px;padding:44px 18px 30px}@media(min-width:900px){.fg{grid-template-columns:2fr 1fr 1fr 1fr}}
.ft h4{color:#fff;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;margin:6px 0 12px}.ft .fg>div>a:not(.logo){display:block;color:#B7C3D6;text-decoration:none;padding:4px 0}.ft a:hover{color:#fff}
.fb{border-top:1px solid rgba(255,255,255,.1);padding:18px;display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:space-between;font-size:.8rem;color:#8193AE}
.card[hidden]{display:none}
.hcta,.btn,.ep{white-space:nowrap}
@media(max-width:420px){.logo{font-size:.98rem;gap:8px}.logo svg{width:32px;height:32px}.hcta{padding:8px 11px;font-size:.84rem}.hcta svg{width:18px}.act .ghost{flex:none}}
@media(min-width:900px){.mn{display:flex}.hcta{margin-left:8px}}
.act{flex-wrap:nowrap}.act .ghost{flex:none;padding:12px 14px}.act .call{padding:12px 10px}